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Payment & Refund Policy

Students can make online payments for various services offered by Gnani Overseas Education and Immigration (previously VBelieve Consulting Pvt. Ltd.) through our website or electronically using various payment methods.

 

Gnani Overseas Education and Immigration (previously VBelieve Consulting Pvt. Ltd.) assumes no responsibility and shall incur no liability if it is unable to affect any payment instruction(s) on the payment date owing to any one or more of the following circumstances:

 

  1. If the payment instruction(s) issued by You is/are incomplete, inaccurate, invalid and delayed

  2. If the payment account has insufficient funds/limits to cover for the amount as mentioned in the payment instruction(s)

  3. If the funds available in the payment account are under any encumbrance or charge

  4. If Your bank or the National Clearing Centre refuses or delays honoring the payment instruction(s)

  5. If payment is not processed by biller upon receipt

  6. Circumstances beyond the control of Gnani Overseas Education and Immigration (previously VBelieve Consulting Pvt. Ltd.) (including, but not limited to, fire, flood, natural disasters, bank strikes, power failure, systems failure like computer or telephone lines breakdown due to an unforeseeable cause or interference from an outside force).

 

In case the bill payment is not affected for any reason, you will be intimated about the failed payment on the payment page itself.

 

Payment once made is not refundable unless acknowledged in writing earlier. Oral acknowledgement may be approved subject to MD's discretion.

 

In such cases the amount will be refunded back to the same account/card from where the transaction had been initiated after deduction of any charges incurred for such transactions. The refund will be credited to your account within 10-15 working days of the request.

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In case of any query you may contact our office at +91 8125157288 or write to us at admin@gnanioverseas.com

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